COVID-19 Business Disruption Grants

PLEASE NOTE: Grant funds are for Covid-19 related losses due to staff quarantine, business closure and PPE related expenses from May 10th, 2021 to the date of application ONLY. 

The Chamber has received American Recovery Plan Act (ARPA) funding from the City , and is expected to distribute the majority of this funding to existing businesses within the City of Ferndale impacted by costs, delays, or expenses directly related to COVID-19 and its variants or associated emergency orders, and/or existing businesses within the hospitality, service, or tourism sector, which the City has determined to be economic sectors disproportionately impacted by COVID-19, and, consistent with guidelines established by the US Treasury Department in 31 CFR Part 35 Coronavirus State and Local Fiscal Recovery Funds as may be amended in the future and an agreement between the City and the Chamber entitled “City of Ferndale American Recovery Plan Act (ARPA) Agreement: Ferndale Chamber of Commerce.”

These funds shall not require repayment but shall be used on Eligible Expenses as described by the Final Rule, the Program Agreement, and this Agreement. It shall be the sole responsibility of the Recipient and their heirs or assigns to monitor, document, and maintain comprehensive records evidencing all the Recipient’s Program Award Fund expenditures. These records shall be subject at all reasonable times to inspection and review by the Chamber, acting as an agent of the City, and the Recipient shall be prepared, if necessary and at the request of the Chamber, the City, or other authorized agencies, to provide documentation to third parties to demonstrate compliance with the Final Rule, the Program Agreement, and this Agreement.

Guidance issued by the U.S. Treasury Department in the Final Rule indicates that funding may be provided for, but is not limited to, the following purposes:

  • COVID-19 Mitigation Measures, such as Personal Protective Equipment (PPE), Social Distancing Protocols, and similar measures.
  • COVID-19 Relief for lost revenue due to closure from outbreak or exposure, reduction in hours of operation or reduction in staff which directly led to reduction of production and income.
  • Other Relief consistent with the Final Rule.

PLEASE NOTE: All expenditures and losses must have been incurred from May 10, 2021 though date of application. This aligns with the date that the American Recovery Plan Act was enacted. Applicants MUST provide documentation for any requests for funding, proving their loss. Grants will be reviewed by committee comprised of small business owners, economic development professionals, Chamber and City staff.

Grants may be awarded up to $10,000 each.

Applications are due by May 6th, 2022 by 11:59 pm.